Whether the subsidy and bank loan is applicable for Rajasthan state also?Dear Sri Kirtis,
Mushrooms can be grown in panjab with small scale unit to large unit of 50 lakhs .
Button mushroom requires controlled conditions which is very costly affair. Places like Bangalore and export oriented unit will be successful.
Paddy straw mushroom can be successfully grown every where. Even With Rs.50000 you can start a mushroom unit.
National Horticulture Mission is giving 50% subsidy for Rs.50 Lkah mushroom units through the State Government - Horticulture Departments provided Bank loan is available. Pleas approach the horticulture department there.
The Fianancing pattern will be :
Unit cost Rs.50.00 Lakhs
Margin 25% Rs.12.50 Lakhs
Subsidy 50% Rs.25.00 Lakhs (Back end subsidy)
Bank loan 25% Rs.12.50 Lakhs
But initial Bank Loan wiill be Rs.37.50 Lakhs and after receipt of subsidy ultimate loan will be Rs.12.50 Lakhs which will be charged interest
Inoculum (Mushroom seed) must be produced on our own so as to reduce the cost of production and productivity.
Please contact: G.Ananda Rao , B,SCAG), Vijaya Agro Consultants ,, . Please also ask for project report for availing Bank finance .